Lydia C. Stefanowicz

Lydia C. Stefanowicz

Public Finance Law

4.0 (1 reviews)
Iselin, New Jersey
46+ years experience
Greenbaum, Rowe, Smith & Davis LLP
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Bio

Ms. Stefanowicz concentrates her practice in the areas of commercial lending and real estate finance. She provides counsel to both lenders and borrowers in real estate acquisition, construction, permanent mortgage (including CMBS) and mezzanine financings. She has significant experience in real estate workouts and debt restructuring transactions, and has represented real estate developers and investment funds in connection with the formation of joint ventures to acquire, develop, construct and manage properties.Ms. Stefanowicz handles the structuring, negotiation and documentation of both secured and unsecured corporate and commercial loan transactions and other credit accommodations. Her work in this area includes revolving credit and term loan facilities, syndicated and participated credits, letters of credit and bankers’ acceptances, asset-based financings, liquidity facilities and tax-exempt financings. She represents lenders in the negotiation and documentation of inter-creditor agreements.Ms. Stefanowicz also has experience in a variety of general corporate, commercial and real estate matters. She has negotiated and drafted contracts in connection with a wide range of transactions including acquisitions and divestitures, limited liability company and partnership agreements, leases, easements, and management agreements. Ms. Stefanowicz also has extensive experience in negotiating and drafting third-party closing opinions, including as New Jersey or New York local counsel. Ms. Stefanowicz concentrates her practice in the areas of commercial lending and real estate finance. She provides counsel to both lenders and borrowers in real estate acquisition, construction, permanent mortgage (including CMBS) and mezzanine financings. She has significant experience in real estate workouts and debt restructuring transactions, and has represented real estate developers and investment funds in connection with the formation of joint ventures to acquire, develop, construct and manage properties.Ms. Stefanowicz handles the structuring, negotiation and documentation of both secured and unsecured corporate and commercial loan transactions and other credit accommodations. Her work in this area includes revolving credit and term loan facilities, syndicated and participated credits, letters of credit and bankers’ acceptances, asset-based financings, liquidity facilities and tax-exempt financings. She represents lenders in the negotiation and documentation of inter-creditor agreements.Ms. Stefanowicz also has experience in a variety of general corporate, commercial and real estate matters. She has negotiated and drafted contracts in connection with a wide range of transactions including acquisitions and divestitures, limited liability company and partnership agreements, leases, easements, and management agreements. Ms. Stefanowicz also has extensive experience in negotiating and drafting third-party closing opinions, including as New Jersey or New York local counsel. Ms. Stefanowicz concentrates her practice in the areas of commercial lending and real estate finance. She provides counsel to both lenders and borrowers in real estate acquisition, construction, permanent mortgage (including CMBS) and mezzanine financings. She has significant experience in real estate workouts and debt restructuring transactions, and has represented real estate developers and investment funds in connection with the formation of joint ventures to acquire, develop, construct and manage properties. Ms.

Practice Areas

Public Finance Law

Awards & Recognition

  • Lawyer of the Year: Public Finance Law, Newark (2023)
  • Lawyer of the Year: Public Finance Law, Newark (2020)
  • Recognized: Public Finance Law
  • Recognized: Real Estate Law
  • Special Focus: COVID-19
  • Recipient of the NAIOP NJ Chapter President’s Award (2008)
  • Selected for inclusion in Who’s Who Legal – Real Estate (a publication of Law Business Research Ltd.) (2017)

Recognized in Best Lawyers since 2016

Education

  • University of Virginia, J.D., graduated 1979
  • New York University, BA, graduated 1976

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Reviews

W

William King

2 weeks ago

Expert guidance on a complex commercial refinancing

Our company recently engaged Lydia Stefanowicz to handle the refinancing of a significant commercial property portfolio. With over four decades of experience, her depth of knowledge in real estate finance was immediately apparent. She expertly navigated the complexities of the transaction, from reviewing the intricate loan covenants to advising on the collateral structure, ensuring our interests as the borrower were thoroughly protected. Her background in representing both lenders and borrowers gave her a unique strategic perspective that was invaluable during negotiations. It’s no surprise she has been recognized as a ‘Lawyer of the Year’ in her field. Ms. Stefanowicz is direct, pragmatic, and inspires great confidence. The one area where we experienced occasional delays was in receiving draft documents; her expertise is in such high demand that response times could sometimes stretch. However, the quality of the final work product was always exceptional and worth the wait. I would not hesitate to recommend her for sophisticated commercial lending matters.

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