William Thomas Parrott

Banking and Finance Law

5.0 (1 reviews)

Charlotte, North Carolina

19+ years experience

Moore & Van Allen PLLC

Updated: Jan 03, 2026

Contact Information

704-331-1000

https://www.mvalaw.com/people-William-Tom-Parrott-IV

100 North Tryon Street, Suite 4700, Charlotte, NC 28202-4003

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Bio

Tom Parrott represents financial institutions and borrowers in structuring and documenting a wide range of syndicated, club and single-bank debt finance transactions, both secured and unsecured.Tom's experience includes acquisition financings, restaurant finance (franchisor and franchisee), term and construction loans secured by various types of commercial real estate, asset-based loans and automotive dealer finance. Tom belongs to the North Carolina Bankers Association and the Business Law and Real Property sections of the North Carolina Bar Association. Tom Parrott represents financial institutions and borrowers in structuring and documenting a wide range of syndicated, club and single-bank debt finance transactions, both secured and unsecured.Tom's experience includes acquisition financings, restaurant finance (franchisor and franchisee), term and construction loans secured by various types of commercial real estate, asset-based loans and automotive dealer finance. Tom belongs to the North Carolina Bankers Association and the Business Law and Real Property sections of the North Carolina Bar Association. Tom Parrott represents financial institutions and borrowers in structuring and documenting a wide range of syndicated, club and single-bank debt finance transactions, both secured and unsecured. Tom's experience includes acquisition financings, restaurant finance (franchisor and franchisee), term and construction loans secured by various types of commercial real estate, asset-based loans and automotive dealer finance. Tom belongs to the North Carolina Bankers Association and the Business Law and Real Property sections of the North Carolina Bar Association.

Practice Areas

Banking and Finance Law

Awards & Recognition

Recognized: Banking and Finance Law

Recognized in Best Lawyers since 2024

Education

Wake Forest University, J.D., graduated 2006

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Reviews

Debra Morales

2 weeks ago

Expert Guidance Through a Complex Loan Restructuring

Our company recently faced a challenging situation requiring the restructuring of a significant syndicated credit facility. The complexity of coordinating multiple lenders while protecting our operational flexibility was daunting. We engaged Tom Parrott at Moore & Van Allen based on a colleague's strong recommendation, specifically citing his recognition in Banking and Finance Law. From our initial consultation, Tom's deep, 19-year expertise was evident. He didn't just recite legal principles; he explained the practical implications of various covenant structures and security arrangements with remarkable clarity, drawing on his extensive background in both secured and unsecured transactions. His approach was strategic, anticipating potential lender concerns and crafting documentation that was both robust for the banking group and workable for our business. The process was seamless, and his calm, professional demeanor during negotiations was invaluable. The final agreement achieved all our financial objectives without imposing undue administrative burden. It's clear why he's recognized in his field. For any business in Charlotte or beyond navigating sophisticated debt finance, Tom Parrott is an exceptional asset. His combination of Wake Forest-honed skill and real-world acumen delivers outstanding results.