Maria Juliana Saa Hoyos

Competent on banking matters, but communication could improve

Maria Juliana Saa Hoyos at Holland & Knight provided solid legal advice for a cross-border financing agreement involving our operations in Colombia. Her recognition in Banking and Finance Law was evident in her grasp of the regulatory details. However, as a client in Phoenix, coordinating across time zones led to some delays in receiving responses, which occasionally slowed our process. While the final work product was thorough, managing expectations on timelines upfront would have been helpful. She is clearly knowledgeable, especially for matters connected to Latin America, but the overall experience felt more transactional than collaborative. For straightforward banking compliance, she is a capable choice.