Jim F. Spencer,

Banking and Finance Law

5.0 (1 reviews)

Jackson, Mississippi

38+ years experience

Watkins & Eager PLLC

Updated: Jan 03, 2026

Contact Information

601-965-1900

https://www.watkinseager.com/professionals-jim-f-spencer-jr

The Emporium Building, 400 East Capitol Street, P.O. Box 650, Jackson, MS 39205-0650

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Bio

Jim F. Spencer, Jr., was admitted to the Mississippi Bar in 1987. His practice is primarily related to bankruptcy and creditors' rights, to commercial litigation and construction. Jim is a member of the Mississippi Bankruptcy Conference, the American Bankruptcy Institute and is listed among The Best Lawyers in America®. Jim F. Spencer, Jr., was admitted to the Mississippi Bar in 1987. His practice is primarily related to bankruptcy and creditors' rights, to commercial litigation and construction. Jim is a member of the Mississippi Bankruptcy Conference, the American Bankruptcy Institute and is listed among The Best Lawyers in America®.

Practice Areas

Banking and Finance Law

Awards & Recognition

Lawyer of the Year: Commercial Transactions / UCC Law, Jackson, MS (2025)
Lawyer of the Year: Mortgage Banking Foreclosure Law, Jackson, MS (2022)
Lawyer of the Year: Commercial Transactions / UCC Law, Jackson, MS (2021)
Lawyer of the Year: Banking and Finance Law, Jackson, MS (2020)
Lawyer of the Year: Litigation - Bankruptcy, Jackson, MS (2016)
Recognized: Banking and Finance Law
Recognized: Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law
Recognized: Commercial Litigation
Recognized: Commercial Transactions / UCC Law
Recognized: Litigation - Bankruptcy
Recognized: Mortgage Banking Foreclosure Law
Practice Area: Equipment Finance Law
Practice Area: Legal Malpractice Law
Practice Area: Legal Malpractice Law - Defendants
Practice Area: Litigation - Banking and Finance
Special Focus: Chapter 12
Special Focus: Commercial
Special Focus: Creditors' Rights
Special Focus: Foreclosures
Special Focus: Litigation
Special Focus: Workouts and Restructurings

Recognized in Best Lawyers since 2007

Education

Mississippi College, J.D., graduated 1987

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Reviews

Joseph Nguyen

2 weeks ago

A Lifeline for Our Business During a Complex Creditor Dispute

When our company faced a significant and complex dispute with a debtor who had filed for bankruptcy, we were referred to Jim Spencer at Watkins & Eager. From our initial consultation, it was clear we were in the hands of a true expert. With nearly four decades of focused experience in creditors' rights and commercial litigation here in Mississippi, Jim possesses a profound understanding of the nuances in this area of law. He didn't just recite statutes; he explained the strategic landscape, outlining multiple pathways to protect our interests. His recent recognition as Lawyer of the Year in Commercial Transactions was evident in his meticulous approach to our case. Jim and his team navigated the intricate bankruptcy proceedings with precision, advocating fiercely but professionally. The result was a settlement that far exceeded our expectations, recovering assets we had written off. Beyond his undeniable expertise, Jim is a consummate professional—responsive, clear in his communication, and genuinely invested in achieving the best outcome. For any business in Jackson confronting commercial litigation or creditor issues, I cannot recommend Jim F. Spencer more highly.