Chris A. Underwood

Expert guidance on a complex commercial loan restructuring

Our company was navigating a particularly challenging commercial loan restructuring with our primary lender. The terms were complex, and the pressure from the bank's legal team was significant. We engaged Chris Underwood at Alston & Bird based on a colleague's strong recommendation, specifically citing his recognition in Banking and Finance Law. From our first meeting, it was clear that Chris possessed a deep, nuanced understanding of the regulatory and contractual landscape specific to Georgia. He meticulously dissected the proposed agreement, identifying several clauses that posed undue long-term risk to our operations. His strategic advice during negotiations was invaluable; he helped us secure more favorable amortization terms and covenants that provided the operational flexibility we needed. While his expertise is unquestionable, there were a few instances where email responses took longer than expected during the initial due diligence phase, which added a slight bit of anxiety to our timeline. That said, the final outcome was excellent. Chris's -1 years of focused experience in this niche area were evident throughout the process. He is a sharp, dedicated attorney who delivers results, and we would confidently engage his services again for future financial matters.