Bradford W. Melson

Expert Guidance on a Complex Commercial Loan

Our small manufacturing company was navigating a complex asset-based lending agreement with a regional bank, and the terms were dense with UCC-specific language that made us uneasy. We engaged Bradford Melson at Orr & Reno based on his recognized expertise in Commercial Finance Law. From our first meeting in his Concord office, Brad demonstrated a deep, practical understanding of commercial transactions that went far beyond just parsing legal text. He explained the nuances of the proposed security interests and perfection requirements in clear, business-focused terms, which was invaluable. His background, including his recognition by Best Lawyers in Commercial Transactions/UCC Law, gave us immediate confidence. Brad successfully negotiated several key modifications to the loan covenants that provided us with crucial operational flexibility, and his meticulous review of the closing documents prevented a future administrative headache. The entire process was handled with a high degree of professionalism. If I had one minor critique, it would be that during the busiest week of negotiations, response times to non-urgent emails stretched to a full business day, though his associate was always available as a backup. Overall, Brad Melson provided exactly the strategic, knowledgeable counsel we needed. We will definitely turn to him for future commercial legal matters and highly recommend his services to other New Hampshire businesses.