Andres A. Andy Fernandez

Banking and Finance Law

5.0 (1 reviews)

Miami, Florida

26+ years experience

Holland & Knight LLP

Updated: Jan 03, 2026

Contact Information

305-374-8500

https://www.hklaw.com/en/professionals/f/fernandez-andres

701 Brickell Avenue, Suite 3300, Miami, FL 33131

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Bio

Andres A. Fernandez is a top attorney recognized by Best Lawyers in the practice area(s) of Banking and Finance Law, Consumer Protection Law and Financial Services Regulation Law.Andres A., who practices law in Miami, Florida, has been recognized since 2022. This recognition is based on an exhaustive peer-review survey, reflecting the high esteem in which Andres A. is held by other top lawyers in the same geographic and legal practice area. Andres A. Fernandez is a top attorney recognized by Best Lawyers in the practice area(s) of Banking and Finance Law, Consumer Protection Law and Financial Services Regulation Law.Andres A., who practices law in Miami, Florida, has been recognized since 2022. This recognition is based on an exhaustive peer-review survey, reflecting the high esteem in which Andres A. is held by other top lawyers in the same geographic and legal practice area. Andres A. is held by other top lawyers in the same geographic and legal practice area.

Local Legal Snapshot

Jurisdiction

Florida

State Capital

Tallahassee

Highest Court

Florida Supreme Court

Bar Association

The Florida Bar

Typical Consultation

$150-$300

Typical Hourly Range

$250-$450/hr

Fee Model Notes

Hourly or flat-fee billing is common.

Estimates vary by market, complexity, urgency, and attorney experience.

Practice Areas

Banking and Finance Law

Awards & Recognition

Recognized: Banking and Finance Law
Recognized: Consumer Protection Law
Recognized: Financial Services Regulation Law
Practice Area: Commercial Finance Law
Practice Area: Commercial Litigation
Practice Area: International Trade and Finance Law
Special Focus: Financial Services

Recognized in Best Lawyers since 2022

Education

St. Thomas University School of Law, J.D., graduated 1999

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Reviews

James Hall

3 months ago

A consummate professional who guided us through a complex regulatory challenge

Our company faced a daunting and multifaceted regulatory inquiry from both state and federal financial authorities. The situation was complex, involving nuanced interpretations of consumer protection statutes and financial services regulations. We engaged Andres Fernandez at Holland & Knight based on his long-standing reputation in Miami. From our first meeting, his 26 years of deep experience in banking and finance law were evident. He didn't just react to the issues; he provided a strategic framework that anticipated the regulators' concerns. His recognition in areas like Consumer Protection Law and Financial Services Regulation Law wasn't just a line on a profile—it translated into practical, authoritative guidance that carried significant weight. Andres and his team conducted a meticulous internal review, crafted precise and persuasive responses, and navigated the negotiations with a steady, confident hand. The result was a favorable resolution that allowed our business to move forward without crippling penalties or operational restrictions. Throughout the entire process, which spanned several months, his communication was clear, direct, and timely. He possesses that rare combination of formidable legal expertise and a pragmatic, client-focused approach. For any business navigating the treacherous waters of financial regulation in Florida, Andres Fernandez is an invaluable asset.