Albert S. Ortiz

Expert guidance through a complex commercial loan restructuring

Our small manufacturing business was facing a critical juncture when our primary lender initiated a restructuring of our commercial loan under challenging new terms. The financial and legal complexities were daunting. We were referred to Albert Ortiz at Katten, and it proved to be an excellent decision. Despite his relatively short time in practice, Albert demonstrated a command of banking and finance law that immediately instilled confidence. His recognition in that specific field was evident in his strategic approach. He meticulously analyzed every clause of the proposed agreement, identified several potential pitfalls that we had completely missed, and negotiated assertively on our behalf. What impressed us most was his ability to explain intricate legal and financial concepts in clear, practical terms, ensuring we understood every option and implication. The process was stressful, but Albert's calm professionalism, responsiveness, and clear-eyed focus on achieving a sustainable outcome for our business were invaluable. He successfully negotiated terms that protected our operational viability and gave us a realistic path forward. For any business navigating commercial lending agreements in Chicago, I cannot recommend Albert S. Ortiz highly enough.